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Predatory lending is when lending companies initiate a loan with a consumer where there are unfair, deceptive, or fraudulent terms and/or conditions to the loan.  Typically, predatory lenders will look to give out small loans with high interest rates, or charge unexpected...Read More

It is likely that you—like most Americans—are facing some type of debt, whether it is a car loan, credit card, student loans, or even a payday loan. While having debt is often normal, it is not normal to be harassed or bullied...Read More

In a spot delivery transaction, a consumer purchases and takes possession of the vehicle on the spot but financing is not yet finalized.  Sometimes in a spot delivery deal, a dealership will tell the consumer that the “deal fell through” and will...Read More

Sometimes, a car dealership will be aware of a mechanical issue in a vehicle but will not take the necessary steps to repair it or will make the repairs in a substandard fashion, so it can save on costs and optimize its...Read More

Even consumers that have recently purchased new vehicles can find themselves later discovering damage they were not made aware of prior to purchase. New vehicles can be damaged in a variety of ways, whether it be through delivery from a manufacturer, on...Read More

A vehicle is typically declared salvaged when it is found to be a total loss due to some sort of serious physical accident, whether it is an automobile collision, flood, fire, or any other seriously damaging incident. Salvage fraud happens when vehicles...Read More