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Predatory Lending

Predatory lending is when lending companies initiate a loan with a consumer where there are unfair, deceptive, or fraudulent terms and/or conditions to the loan.  Typically, predatory lenders will look to give out small loans with high interest rates, or charge unexpected...
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Yo-Yo Financing

In a spot delivery transaction, a consumer purchases and takes possession of the vehicle on the spot but financing is not yet finalized.  Sometimes in a spot delivery deal, a dealership will tell the consumer that the “deal fell through” and will...
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Salvaged Vehicle

A vehicle is typically declared salvaged when it is found to be a total loss due to some sort of serious physical accident, whether it is an automobile collision, flood, fire, or any other seriously damaging incident. Salvage fraud happens when vehicles...
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